Each year in rural Victoria bushfires threaten life and property. During summer in particular, hot weather and abundant dry fuel contribute to the rapid spread of fire. More than 3 000 fires in Victoria in the summer of 2002–2003 burnt over a million hectares of parks and forests and 75 000 hectares of farming land; destroyed over 40 houses, 200 other buildings and 300 kms of fencing; and killed over 11 000 head of livestock. At the peak of these fires, more than 15 000 firefighters were deployed for more than 70 days (including personnel from interstate and overseas) using nearly 600 heavy duty vehicles and appliances including 30 aircraft. The cost to taxpayers, landowners and the community was over $120 million.

'More than half of the estimated 15,725 personnel engaged in the fires were Country Fire Authority [CFA] volunteers. Men and women from 674 brigades fought a long, difficult campaign often giving up their normal businesses or employment. Some 20,000 houses at risk were saved. Many CFA members are dairy farmers. Some had to pay for relief milkers to replace them while they went out to the fire fronts. Others relied on family members to maintain their businesses.' (Submission to the Inquiry into the 2003 Bushfires by John R. Cardwell, Captain, Mitta Rural Fire Brigade.)

With the vast majority of fires caused by people, there is a clear responsibility for those living in country Victoria to understand their rights and obligations regarding their use of fire for land management, and in prevention and suppression of wildfires.

Managing the risk of bushfires is part of running a successful farming business. Taking preventive measures is a first step, and some of the basic strategies are legally required. Information on planning for rural bushfire prevention and protection for your farm can be obtained from the CFA. A free bushfire planning kit is available from the CFA on 1800 240 667 or the CFA web site at www.cfa.vic.gov.au.

Farmers can consider insuring against losses from bushfire to cover agistment, feed for stock and other unexpected expenses; however, premiums or benefits may be affected by the farmer's own contribution to the fire risk and hazard. (See chapter 6, 'Insurance'.) Insurance does not reduce an individual's obligations and responsibilities regarding fire prevention and suppression.